Supporting Your Property Investment
Specialist Buy-to-Let mortgages designed for rental properties
BML Group arranges buy-to-let mortgages across the UK with a single flat £250 fee — no percentage-based broker charges, no hidden costs. While most brokers charge 1–2% of the loan value, you pay £250 regardless of loan size. We work with a large panel of lenders to secure competitive terms for every type of landlord — first-time buyers, portfolio investors, limited company structures, HMO properties, and remortgages — across England, Scotland, Wales and Northern Ireland.
Explore our buy-to-let mortgages below
How it works
From first enquiry to mortgage offer — straightforward, fast, and fixed-fee.
Get in touch
Call us or submit an enquiry. We'll discuss your requirements same day.
Search the market
We compare options across our lender panel and find the best product for your situation.
Terms confirmed
We present your options. One flat £250 fee — no percentage charges, no surprises.
Mortgage arranged
We manage the application and keep you updated through to offer and completion.
One Fee. Any Loan Size.
No percentage charges, no arrangement fees. Most brokers charge 1–2% of the loan value — on a £300,000 mortgage, that’s up to £6,000. With BML, you pay £250. Whether it’s your first buy-to-let or your thirtieth, the fee stays the same.
Every Landlord. Every Structure.
First-time landlords, portfolio investors, limited companies, HMOs, holiday lets — whatever your setup, we’ve arranged finance for it. Our lender panel covers every major buy-to-let category, so instead of being limited to one or two products, you get options matched to your circumstances. Complex case? Non-standard structure? Get in touch — we handle those too.
Price Match Guarantee
Found a better rate elsewhere? Bring it to us. If we can match it, we will. If we can’t, we’ll tell you straight. We’re not here to lock you in — we’re here to get you the best deal available.
Buy-to-Let Mortgages – FAQs
BML charges a flat £250 fee per case. There are no percentage-based broker fees, no hidden charges, and no additional costs. Most mortgage brokers charge 1–2% of the loan value. On a £300,000 buy-to-let mortgage, BML saves you up to £5,750.
Yes. We work with lenders who offer specific products for first-time landlords. Whether you’re purchasing your first investment property or navigating the application process for the first time, our team will guide you through the requirements and find the right lender for your situation.
Yes. We work with lenders who specialise in limited company and SPV buy-to-let structures — including both new and existing companies. Limited company BTL has become increasingly popular for tax efficiency and portfolio management, and our lender panel includes specialist providers in this area.
We arrange mortgages across all major BTL categories: standard buy-to-let, HMO mortgages, limited company BTL, portfolio landlord mortgages, first-time landlord mortgages, holiday let and Airbnb mortgages, and remortgages. If your situation is more complex, get in touch — we handle non-standard cases.
An HMO (House in Multiple Occupation) mortgage is a specialist product for properties rented to three or more unrelated tenants sharing facilities such as a kitchen or bathroom. Lenders apply different criteria and stress tests compared to standard buy-to-let mortgages, so specialist advice is important.
Yes. If you find a comparable buy-to-let mortgage offer elsewhere, bring it to us. We’ll assess it and match it if we can. If we can’t, we’ll be straight with you about why.
Yes. We arrange buy-to-let mortgages nationwide across England, Scotland, Wales and Northern Ireland. Whether you’re investing in London, Manchester, Leeds, Birmingham, Bristol, Edinburgh or anywhere else, our team can help.
To get started you’ll typically need details of the property, your intended rental income, loan amount required, and basic personal or company information. Call 0207 101 4800 or use the form on this page and our team will take it from there.
Yes. If you’re coming to the end of a fixed term or looking to restructure your financing, we’ll compare options across our lender panel and identify the best re-mortgage deal available. The same £250 flat fee applies.
A portfolio landlord is generally defined as someone owning four or more mortgaged buy-to-let properties. Lenders apply stricter underwriting criteria for portfolio landlords, including a portfolio-wide stress test. We work with lenders experienced in this area and can help you navigate the requirements.
BML Finance Group Ltd is an Appointed Representative of Connect IFA Ltd (441505), which is Authorised and Regulated by the Financial Conduct Authority. The FCA does not regulate some Business Buy-to-Let Mortgages and Commercial Mortgages to Limited Companies. BML Finance Group Ltd is a credit broker, not a lender. We may receive commission from lenders, which does not affect the advice or service you receive. BML Finance Group Ltd is registered in England & Wales under number 16333979. Registered address: BML House, 99c Vale Road, London, England, N4 1PR. Your property may be repossessed if you do not keep up repayments on a mortgage secured against it.
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