Bridging Loans UK

£250 flat fee. No arrangement fees. No exit fees. Funds in days... not weeks.

Bridging Loan File - BML Group
Ensuring Peace Of Mind

Flexible bridging loans to help you secure your deal without delay

BML Group arranges bridging loans across the UK with a single flat £250 fee — no arrangement fees, no entry fees, no exit fees. While most brokers charge 1–2% of the loan value, you pay £250 regardless of loan size. We work with a large panel of lenders to secure competitive terms fast, covering residential, commercial, auction, HMO, Airbnb and development finance across England, Scotland, Wales and Northern Ireland. Looking for a buy-to-let mortgage? Explore BML Buy-to-Let Mortgages.

Explore our bridging loans below

How it works

From initial enquiry to funds in your account — in days, not weeks.

1

Get in touch

Call us or submit an enquiry. We'll discuss your requirements same day.

2

Decision in 24 hours

We assess your case across the largest panel of lenders in the UK and confirm terms within 24 hours.

3

Terms issued

We present competitive loan terms. One flat £250 fee — no hidden costs.

4

Funds released

Funds released in days. No delays, no surprises, no arrangement fees.

No Ins. No Outs.

No entry or exit fees – what you see is what you get. We believe in transparent lending, meaning no hidden charges, no surprises, just straight forward bridging finance.

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Quick Approvals

Time is critical in property finance. We approve bridging loans in as little as 24 hours, with funds released in 5-7 days, so you never miss an opportunity.

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Competitive Rates

We offer some of the most competitive rates in the market. With low monthly interest options and flexible terms, our loans are designed to work for you, not against you.

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Bridging Loans – FAQs

BML charges a flat £250 fee per file — that’s it. There are no arrangement fees, no entry fees, no exit fees, and no hidden charges. Most bridging loan brokers charge 1–2% of the loan value as an arrangement fee. On a £500,000 loan, BML saves you up to £9,750.

We work in days, not weeks. In most cases we can provide a decision within 24 hours and release funds within days of application. Speed is fundamental to bridging finance and our team is structured to move fast.

We have no set minimum or maximum loan amount. Every case is assessed individually and we work with a large panel of lenders to find the right solution for your specific requirements — whether that’s a small residential bridge or a large commercial transaction.

We arrange bridging loans for residential property, commercial property, mixed-use, HMOs, Airbnb properties, property development, auction purchases, and chain breaks. If your situation doesn’t fit a standard category, get in touch — we work with complex cases.

No. There are no exit fees whatsoever. You repay the loan when your exit strategy completes — whether that’s a property sale, refinance, or other means — without any additional charges from BML.

Yes. We arrange bridging loans nationwide across England, Scotland, Wales and Northern Ireland. Whether you’re in London, Birmingham, Manchester, Leeds, Bristol, Cardiff, Edinburgh or anywhere else in the UK, our team can help.

A bridging loan is short-term property finance that bridges a gap between needing funds now and a longer-term solution becoming available — typically a property sale or mortgage completion. You borrow against a property, receive funds quickly, then repay when your exit strategy completes.

Bridging loans are commonly used for auction purchases, breaking property chains, property refurbishment, development finance, buying before selling, and securing time-sensitive commercial opportunities. They are suitable for both residential and commercial transactions.

BML works with a large panel of lenders, meaning we can compare the market on your behalf and secure the most competitive terms for your specific case. You get broader market access than approaching a single lender directly, without paying broker-style arrangement fees.

To get started you’ll typically need details of the property being used as security, your intended exit strategy, the loan amount required, and basic personal or company information. Call 0207 101 4800 or use the form on this page and our team will guide you through the rest.

BML Group acts as an independent introducer and loan broker, not a lender. Bridging loans arranged through BML are unregulated products intended for business and investment purposes only and are not secured on an individual's primary residence. These products are not regulated by the Financial Conduct Authority (FCA) and are not covered by the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service. BML Group is registered with the Information Commissioner's Office (ICO) in compliance with UK data protection legislation. Your property may be repossessed if you do not repay a loan secured against it.

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